Choosing the right travel rewards credit card can help you earn valuable points and miles, enabling you to jet off on your dream vacation or enjoy a luxurious hotel stay. With so many options available, it can be challenging to decide which card is the best fit for your needs. To help you make an informed decision, we’ve rounded up the top travel rewards credit cards of 2024, offering stellar rewards rates, sign-up bonuses, and exceptional benefits that can elevate your travel experience.
**Chase Sapphire Preferred® Card**
The Chase Sapphire Preferred® Card has long been a favorite among travel enthusiasts, and it’s easy to see why. This card earns you 3X points on dining, online grocery purchases, and select streaming services worldwide, making it easy to rack up rewards on everyday spending. Additionally, you’ll get 2X points on travel, including airfare, hotels, and car rentals, and 1X point per dollar spent on all other purchases. New cardmembers can earn a generous welcome bonus: 100,000 bonus points after spending $4,000 on purchases in the first 3 months after account opening, which is worth up to $1,250 toward travel when redeemed through Chase Ultimate Rewards®. The card also comes with a $50 annual Ultimate Rewards hotel credit, a 10% anniversary points bonus, and a $100 credit for Global Entry or TSA PreCheck®, enhancing the overall value. The card has an introductory annual fee of $0 the first year, then $95.
**Capital One Venture Rewards Credit Card**
If simplicity is what you’re after, the Capital One Venture Rewards Credit Card should be on your radar. This card earns an unlimited 2 miles per dollar on every purchase, everywhere. This straightforward structure means you don’t have to worry about bonus categories or keeping track of spending limits. New cardholders can enjoy a superb welcome offer: enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel. You’ll also benefit from a $100 credit for Global Entry or TSA PreCheck® and up to $300 in statement credits for vacation rentals charged to your card through April 2024. The card has an annual fee of $95, but this is waived for the first year.
**American Express Platinum Card**
For frequent travelers seeking a premium travel experience, the American Express Platinum Card is the way to go. While it carries a higher annual fee of $695 (see rates and fees), the benefits can easily outweigh the cost for those who travel regularly. Cardmembers earn an impressive 5X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com, providing a fast track to earning valuable rewards. Additionally, new cardholders can earn 100,000 Membership Rewards® points after spending $6,000 on purchases on the Card in the first 6 months of card membership. One of the card’s standout features is access to over 1,300 airport lounges worldwide, including exclusive American Express Centurion Lounges, ensuring a comfortable and relaxing journey. The card also offers up to $200 in statement credits each year for prepaid Fine Hotels + Resorts® or The Hotel Collection bookings, and up to $200 in Uber Cash annually, providing further value.